Thursday, August 27, 2020

Moments Of Action :: Expository Essays

There never is by all accounts a response to that one snapshot of activity. There are various variables that keep the world in an equalization consistently. In the event that one of these is marginally adjusted, the solidness is broken, the agreement broke, the world changed. Be that as it may, the appropriate response one should provide for these minutes is indistinct. Regardless of whether those minutes are to improve things or the more awful, no one but time can tell. As the final quarter clock slows down to the last seconds of a critical game, the quarterback finishes a long range go for the match dominating touchdown. Right now of its event, it is a whirlwind of activity that can decide the future for a large number of those included. It is one of those minutes with no clarification. The quarterback may have gotten consideration from a national football class scout. Perhaps the touchdown beneficiary would be proclaimed as a saint for his group for a considerable length of time to come. It might influence someone watching the game from the opposite side of the world, making them understand that nothing is inconceivable. Despite the fact that these are the outcomes that basically ring a bell, there is a side to the play that is every now and again eclipsed. What occurred if the star wide beneficiary got injured on the play, and it winds up being a profession finishing injury? Shouldn't something be said about the notoriety of the losing mentor, wh o could get terminated toward the finish of the period because of that one misfortune? All these occur in a moment, a second, one minute of activity that makes an effect that doesn’t have a reaction. As a vehicle cruises by, a passerby bumbles over his own shoes, and jumps carelessly into the way of the charging vehicle. After the residue clears, police cuff the driver, and the victim’s family is making arrangements for a burial service. That one snapshot of activity simply influenced two grievous people’s families, and perhaps significantly more than that. The driver was going at genuinely legitimate rates, and he wound up being confined for homicide. The man who was murdered was the just one supporting his better half and child, yet he is gone and his family is abandoned. As the second passes, one can possibly envision what might have gone down IF something different occurred. In the event that solitary the passerby had taken an additional second to tie his shoes, he would have lived to come around for one more second.

Saturday, August 22, 2020

Napolean Bonaparte Essay Research Paper Napoleon BonaparteNapoleon free essay sample

Napolean Bonaparte Essay, Research Paper Napoleon Bonaparte Napoleon Bonaparte, who is other than known as the # 8220 ; little Corsican # 8221 ; , was conceived on August 15,1769 in Ajaccio, Corsica. His family had moved at that place from Italy in the sixteenth century. His unique name was Napoleone. He had 7 siblings and sisters. His unique nationality was Corsican-Italian. He other than detested the Gallic. He thought they were oppressors of his local land. His male parent was a lawyer, and was other than hostile to French. One ground Napoleon may hold been such an extraordinary pioneer and radical in light of the fact that was he was brought up in a family unit of gatherings. At the point when Napoleon was nine, his male parent sent him to Brienne, a Gallic military specialists school in Paris. While there he was perpetually prodded by the Gallic students. In light of this Napoleon began holding longs for individual glorification and triumph. From 1784 to 1785 Napoleon went to the Ecole Militaire in Paris. It was at that place that he got his military planning. We will compose a custom paper test on Napolean Bonaparte Essay Research Paper Napoleon BonaparteNapoleon or on the other hand any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page He concentrated to be a substantial weapon grown-up male and an official. He completed his readiness and he joined the Gallic ground powers when he was only 16 mature ages old. His male parent kicked the bucket after that and he needed to gracefully for his full family unit. Napoleon was positioned in Paris in 1792. After the Gallic government was toppled in August of that twelvemonth, Napoleon began to do a name for himself and go a decent known military pioneer. In 1792 Napoleon was elevated to commander. In 1793 he was picked to coordinate the overwhelming weapon against the attacking in Toulon. Not long after that Toulon fell and Napoleon was elevated to brigadier general. Bonaparte was made boss of the Gallic ground powers in Italy. He vanquished numerous Austrian Generals. Not long after this Austria and France made harmony. Subsequently Napoleon was calmed of his offer. He had been associated with lese grandness. In 1795 he separated a defiance and spared the Gallic specialists. He had earned back respect and he was one time again give offer of the Gallic Army in Italy. He thought of a program that worked great. He would cut the foe # 8217 ; s ground powers in to two sections, so attack one side of them before the other side could help them. This worked great against the Sardinian military faculties, he vanquished them multiple times in 11 yearss. After this Napoleon was about difficult to end. This was the point at which he started smothering a large portion of Europe. The primary state he vanquished was Austria. He gathered tonss of cash and sent it back to Paris, this helped the feeble financial arrangement of France. After he drew close to Vienna, the Austrians gave up, and made an agreement with France. This gave France the Netherlands, and it made the Rhine River the eastern limit line of France. He put forth a fruitless attempt to involve Egypt. Furthermore, in 1799 he came back to France to happen the Directory ( the Gallic Government ) was a muss. The ousted the Directory, and made another specialists, in which there were three representatives, and he was the greater part of import 1. At this clasp, everybody in France cherished napoleon, and his capacity expanded. In 1802 France marked a harmony settlement with England and Germany, and was presently non at war with anybody. He restored the University of France, changed the guidance framework, and he established the Bank of France. He other than made the Napolionic Code: The principal clear, minimized explanation of the Gallic statute. The Napolionic Code has filled in as a base for legitimate frameworks around the universe. He changed the specialists again and made himself swayer of the Gallic Empire. He separated from his wedded lady Josephine in 1809 and wedded Marie Louise, the young lady of the Emperor of Austria. He instantly had a kid by his second hitched lady, and made him male ruler of Rome. He currently was the swayer of an extraordinary imperium, and he had 42 million individuals under his influence. After he attempted to involve Russia, his imperium started to fold. Also, on April 6, 1814 he was constrained from the seat. He was ousted to the island of Elba. About a twelvemonth along these lines, he assembled around 1,000 fighters and went to Paris and recovered force. He controlled for a short clasp, thus he gave up to the English. He was ousted to the island of St. Helena in the south Atlantic, where he remained until he passed on May 5, 1821. He purportedly passed on of harmful neoplastic illness, yet there are gossipy tidbits that he was harmed.

Friday, August 21, 2020

So Youre Stuck in a Cycle of Debt ... Now What - OppLoans

So Youre Stuck in a Cycle of Debt ... Now What - OppLoans So Youre Stuck in a Cycle of Debt Now What? So Youre Stuck in a Cycle of Debt Now What?In order to stop running on a hamster wheel of debt, youll need to split your focus between two major financial priorities: Paying down debt and building up your savings.Imagine how difficult it must be to ride a unicycle across a tightrope, high above the circus crowd. Maybe you have one of those poles you can use to keep your balance or maybe you don’t. Seems pretty difficult, doesn’t it? Even terrifying?Now imagine that cycle was made of debt. Did that somehow make it even more terrifying? Or do you have no idea what we’re talking about? Because, honestly, we’ve kind of lost track of the metaphor here a little bit.Regardless, getting stuck in a debt cycle can keep you from getting a proper financial foothold and accomplishing your goals. A massive debt load will drain your savings and tank your credit score, possibly forcing you to rely on predatory no credit check loans like payday loans, title loans, and cash advances when you have an unforeseen expense.And if you find yourself stuck in one, youll have put in some hard work to pull yourself out. So slide your feet into the pedals and let’s get going! What is the debt cycle?The debt cycle is more or less what it sounds like. It’s a cycle of personal loans, credit cards, and other financial products that leads you further and further into debt. In other words, if you have to spend more than you’re taking in, you aren’t going to be able to pay off your debt and it’ll keep accumulating.“The debt cycle is the continuous process of borrowing that increases debt and can eventually lead to default,” warned Leslie H. Tayne Esq.  (@LeslieHTayneEsq), Founder and Head Attorney at  Tayne Law Group  (@taynelawgroup).“When you spend beyond your means, your debt becomes unmanageable, and your interest begins to build up at a rate you can no longer keep up with. You may then consider taking out a personal loan to pay off debt, which is essentially going in to debt to pay off your debt.”And trying to pay off your debt without a proper plan can sometimes make the debt cycle even worse.“Rushing to get out of debt is a major cause of the debt cycle,” cautioned Brie Sodano, founder of  From Sheep to Shark (@sheeptoshark). “The common financial ‘wisdom’ says to save $1,000 and put all the extra cash toward debt repayment. This plan fails when an unexpected expense happens, and there is no savings to pay for it. Then the debtor perpetuates the cycle by using debt to pay for the emergency.”“The way the debt cycle was explained to me was best summed up in this analogy,” explained Josh Hastings, founder of  Money Life Wax (@moneylifewax). “Your cars speedometer says it can go 150. And sure, it might be able to top out at 150, but revving the engine and constantly going from point A to point B at max speed will hurt the shelf life of that car.“The same can be said for the economy, your personal banking habits, and the ‘de bt cycle.’ Leveraging credit over and over again can become burdensome, stressful, and eventually more problematic. Just like the car going 150, leveraging credit and being in debt can be mentally draining or worrisome.”Okay, so if you currently find yourself spinning away on that great hamster wheel of debt, what can you do get out of it?Youll need to build your savings.We recently wrote about how you should choose between prioritizing saving or paying off your debt. Check it out and then get back to us.Welcome back! As you’ll realize if you read that post or have had to manage your finances in general, it’s tough to both build up your savings and pay down your debt. But if you want to break out of the debt cycle, it’ll be a big help to have some sort of savings so an unexpected expense doesn’t undo all of your progress.“In order to break the cycle of debt, you have to start saving,” urged  Adrienne Ross, Chartered Financial Consultant and Accredited Financial Coun selor. “Even if you are only able to save $5.00 a week, you must start saving. Building up a cash reserve is a crucial part of your journey to debt freedom. Without a cash reserve, every unexpected life event will land you right back in debt.“This has been proven true time and time again, but one story stands out in my mind. I was working with a single mother who was struggling to manage her money and get out of debt. Saving even $5.00 a week was a challenge, so we started with just having her save her coins.She would use cash to buy her groceries and gas. At the end of each week, she would take all of her change and put it in a jar. Every time she earned extra money, it went into the jar. All along, she kept making payments on her debts and working to stick to her budget. The jar was there as her ‘just in case’ money.After one year, she took the jar to the bank and discovered she had saved over $500. That $500 was just the beginning and provided the financial stability she needed to break free from the debt that was stifling her life.”Now, it’s time to make a plan.Make a budget and a debt repayment plan.When it comes to actually paying off your debt, you’re going to want a planâ€"and a budgetâ€"that you can stick to.“A great way to get out of it is to first do a budget,” suggested certified financial planner  Luis F. Rosa (@luis_f_rosa). “Sit down and take a look at the last three months bank statements so that you can get a good idea of how much money you actually spend. Then write down all of your debts, their minimum payments, APRs, and balances. Once you have that you can use a few different methods to tackle that debt.”And what are some of those methods?“One option is debt consolidation,” offered Rosa. “Another can be the snowball method, where you pay the minimum to all creditors except for one, sending the excess amount that you can afford beyond the minimum payments to the account with the lower balance. The avalanche metho d is similar, but instead, you pay the account with the highest APR first. You can use free websites like PowerPay.org to see which method works for you.And here are a couple more suggestion from Tayne:“Put your credit cards away. Another important step in breaking the debt cycle is to stop using your credit cards. Using them will only compound the issue. With your adjusted budget, you should be working to pay all your monthly expenses without taking your credit cards out of your wallet.“Frequently, getting into debt is the result of a cash flow problem. If you’re worried about making ends meet, you may want to consider taking on a side job to bring in some more income. However, be aware of how you’re spending the extra money you’re bringing in. Getting out of debt should be a top priority.”Much like riding a bike, we hope you won’t forget these tips to get out of your debt cycle. Ride on! To learn more about leaving bad credit loans behind and building yourself a bett er financial future, check out these related posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersSave More Money with These 40 Expert Tips10 Good Money Habits to Make Your Friends JealousWant to Raise Your Credit Score by 50 Points? Here Are Some TipsDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributorsJosh Hastings is a former High School Athletic Director at the secondary level who shifted his focus in 2016 to focus more effort on his entrepreneur endeavors. In 2017 he founded  Money Life Wax (@moneylifewax), a personal finance site dedicated to helping millennials with student loans. With an emphasis on money and finance behavior, Josh started Money Life Wax  to help millennials realize there are other ways to make money and be happy in the 21st century.Luis F. Rosa (@luis_f_rosa) focuses on working with young up and coming professionals who are looking to better position themselves for a successful financial future. Luis is a Certified Financial Planner and is enrolled to practice before the IRS. This diverse industry knowledge allows him to best serve his clients by understanding how one financial decision affects the other, allowing him to better guide them toward achieving their goals.Adrienne Ross is a Personal Financial Counselor who specializes in helping families in transition organize and manage their financial lives. Over the last 10 years, Adrienne has put her expertise in personal finance to work helping individuals and families eliminate debt and build the life of their dreams. Currently, Adrienne holds multiple certifications including CFP ®, AFC ®, and ChFC ®.Brie Sodano is the Founder of From Sheep to Shark (@sheeptoshark). Her goal is to help one million women improve their money situation and to give 100 million dollars away in the process.Leslie H. Tayne, Esq.  (@LeslieHTayneEsq) has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Leslie is the founder and head attorney at  Tayne Law Group  (@taynelawgroup), which specializes in debt relief.

Monday, May 25, 2020

Russian Words Food and Drink

Food and drink are a big part of the Russian culture, both for social reasons and for the sake of good health, which many Russians take very seriously. It is not uncommon to have several courses for lunch, which can include soup-based starters, main dishes, and desserts. Russian family life is also centered around mealtimes and many people have a proper cooked breakfast every morning. Russian celebration meals are usually true feasts, which is not surprising if you consider the variety of flavors that Russia has developed due to its geographical location and historical connections. For learners of Russian, getting the food and drink vocabulary down is essential if you want to be able to participate in Russian life. We have compiled a list of the most used words. Breakfast Foods Russian breakfast can be hot or cold and is usually a sandwich, fried eggs, or kasha—a type of porridge that can be made of oats, buckwheat, millet, semolina, or pearl barley, as well as other grains. Buckwheat porridge is a traditional Russian breakfast food. Xanya69 / Getty Images Russian Word Translation Pronunciation Example КÐ °Ã'ˆÐ ° porridge/gruel KAsha Ð ¯ Ð ½Ã µ Ð »Ã'ŽÐ ±Ã »Ã'Ž Ð ºÃ °Ã'ˆÃ'Æ' - I don't like porridge. Ð ±Ã'Æ'Ã'‚Ð µÃ'€Ð ±Ã'€Ð ¾Ã ´ sandwich bootyerBROT or bootrBROT БÃ'Æ'Ã'‚Ð µÃ'€Ð ±Ã'€Ð ¾Ã ´ Ã'  Ð ºÃ ¾Ã »Ã ±Ã °Ã' Ã ¾Ã ¹ - Salami sandwich. Ã' Ã ¸Ã'‡Ð ½Ã ¸Ã'†Ð ° fried egg yaEEshnitsa or yaEEchnitsa or yeeEEshnitsa Ð ¢Ã µÃ ±Ã µ Ð ¿Ã ¾Ã ¶Ã °Ã'€Ð ¸Ã'‚Ã'Å' Ã' Ã ¸Ã'‡Ð ½Ã ¸Ã'†Ã'Æ'? - Shall I make you some fried eggs? Ð ¾Ã ¼Ã »Ã µÃ'‚ omelet amLYET Ð ¯ Ð ±Ã'‹ Ã'…Ð ¾Ã'‚Ð µÃ »(Ð °) Ð ¾Ã ¼Ã »Ã µÃ'‚ Ã'  Ð ³Ã'€Ð ¸Ã ±Ã °Ã ¼Ã ¸ - I would like an omelet with mushrooms. Ð ¾Ã ²Ã' Ã' Ã ½Ã ºÃ ° oatmeal porridge avSYANka ПÐ ¾ Ã'Æ'Ã'‚Ã'€Ð °Ã ¼ Ã'  Ð µÃ ¼ Ã'‚Ð ¾Ã »Ã'Å'Ð ºÃ ¾ Ð ¾Ã ²Ã' Ã' Ã ½Ã ºÃ'Æ' - In the mornings/for breakfast I only eat porridge. Ð ¿Ã µÃ'€Ð »Ã ¾Ã ²Ã °Ã'  Ð ºÃ °Ã'ˆÐ ° pearl barley porridge pirLOvaya KAsha ПÃ'€Ð ¸Ã ½Ã µÃ' Ã ¸Ã'‚Ð µ, Ð ¿Ã ¾Ã ¶Ã °Ã »Ã'Æ'Ð ¹Ã' Ã'‚Ð °, Ð ¿Ã µÃ'€Ð »Ã ¾Ã ²Ã'Æ'Ã'Ž Ð ºÃ °Ã'ˆÃ'Æ' - Could I please have some pearl barley porridge. Ð ¼Ã °Ã ½Ã ºÃ ° semolina MANka ÐÅ"Ð ¾Ã ¹ Ã' Ã'‹Ð ½ Ð ½Ã µ Ð »Ã'ŽÐ ±Ã ¸Ã'‚ Ð ¼Ã °Ã ½Ã ºÃ'Æ' / Ð ¼Ã °Ã ½Ã ½Ã'Æ'Ã'Ž Ð ºÃ °Ã'ˆÃ'Æ' - My son doesn't like semolina. Ð ¼Ã °Ã ½Ã ½Ã °Ã'  Ð ºÃ °Ã'ˆÐ ° semolina porridge MAnnaya KAsha ÐÅ"Ð ¾Ã ¹ Ã' Ã'‹Ð ½ Ð ½Ã µ Ð »Ã'ŽÐ ±Ã ¸Ã'‚ Ð ¼Ã °Ã ½Ã ºÃ'Æ' / Ð ¼Ã °Ã ½Ã ½Ã'Æ'Ã'Ž Ð ºÃ °Ã'ˆÃ'Æ' - My son doesn't like semolina. Ð ³Ã'€Ð µÃ'‡Ð ºÃ ° buckwheat GRYECHka ГÃ'€Ð µÃ'‡Ð ºÃ ° - Ã' Ã'‚Ð ¾ Ð ¿Ã ¾Ã »Ã µÃ ·Ã ½Ã ¾ - Buckwheat is good for you. Ð ³Ã'€Ð µÃ'‡Ð ½Ã µÃ ²Ã °Ã'  Ð ºÃ °Ã'ˆÐ ° buckwheat porridge GRYECHnyvaya KAsha ДÐ °Ã ¹Ã'‚Ð µ, Ð ¿Ã ¾Ã ¶Ã °Ã »Ã'Æ'Ð ¹Ã' Ã'‚Ð °, Ð ¿Ã ¾Ã'€Ã'†Ð ¸Ã'Ž Ð ³Ã'€Ð µÃ'‡Ð ½Ã µÃ ²Ã ¾Ã ¹ Ð ºÃ °Ã'ˆÐ ¸ - Could you please bring/could I order one portion of buckwheat? Ð ¿Ã'ˆÃ'‘Ð ½Ã ºÃ ° millet PSHYONka ОÃ'‡Ð µÃ ½Ã'Å' Ð ²Ã ºÃ'Æ'Ã' Ã ½Ã °Ã'  Ð ¿Ã'ˆÃ'‘Ð ½Ã ºÃ ° - The millet is very tasty. Ð ¿Ã'ˆÃ'‘Ð ½Ã ½Ã °Ã'  Ð ºÃ °Ã'ˆÐ ° millet porridge PSHYOnaya KAsha КÃ'Æ'Ð ¿Ã ¸ Ð ¿Ã'ˆÃ'‘Ð ½Ã ½Ã'Æ'Ã'Ž Ð ºÃ °Ã'ˆÃ'Æ' - (Could you) buy some millet? Ð ºÃ ¾Ã »Ã ±Ã °Ã' Ã ° sausage kalbaSSA КÐ °Ã ºÃ ¸Ã µ Ã'Æ' Ð ²Ã °Ã'  Ã' Ã ¾Ã'€Ã'‚Ð ° Ð ºÃ ¾Ã »Ã ±Ã °Ã' Ã'‹? - What types of sausage do you have? Ã' Ã'‹Ã'€ cheese syrr Ð ¯ Ð ¾Ã'‡Ð µÃ ½Ã'Å' Ð »Ã'ŽÐ ±Ã »Ã'Ž Ã'„Ã'€Ð °Ã ½Ã'†Ã'Æ'Ð ·Ã' Ã ºÃ ¸Ã ¹ Ã' Ã'‹Ã'€ - I love French cheese. Ð ¶Ã °Ã'€Ð µÃ ½Ã °Ã'  Ð ºÃ °Ã'€Ã'‚Ð ¾Ã'ˆÐ ºÃ ° potato fries ZHArynaya karTOSHka Ð Ã ° Ð ·Ã °Ã ²Ã'‚Ã'€Ð °Ã º Ã'  Ã'…Ð ¾Ã'‡Ã'Æ' Ð ¶Ã °Ã'€Ð µÃ ½Ã ¾Ã ¹ Ð ºÃ °Ã'€Ã'‚Ð ¾Ã'ˆÐ ºÃ ¸ - I want some potato fries. Ð ³Ã'€Ð µÃ ½Ã ºÃ ¸ toast/French toast GRYENki ГÃ'€Ð µÃ ½Ã ºÃ ¸ Ã'  Ã' Ã'‹Ã'€Ð ¾Ã ¼ - French toast with cheese. Ã' Ã'‹Ã'€Ð ½Ã ¸Ã ºÃ ¸ curd cheese cakes (fried) SYRRniki Ð ¯ Ð ·Ã °Ã ºÃ °Ã ¶Ã'Æ' Ã' Ã'‹Ã'€Ð ½Ã ¸Ã ºÃ ¸ - I will order some cheese buns. Ð ±Ã'Æ'Ð »Ã ºÃ ° / Ð ±Ã'Æ'Ð »Ã ¾Ã'‡Ð ºÃ ° bun BOOLka / BOOlachka БÃ'Æ'Ð »Ã ¾Ã'‡Ð ºÃ ° Ã'  Ð ¼Ã °Ã' Ã »Ã ¾Ã ¼ - A bun with some butter. Ð ºÃ'€Ã'Æ'Ð °Ã' Ã' Ã °Ã ½ croissant kroo-asSAN ДÐ °Ã ¹Ã'‚Ð µ, Ð ¿Ã ¾Ã ¶Ã °Ã »Ã'Æ'Ð ¹Ã' Ã'‚Ð °, Ð ºÃ'€Ã'Æ'Ð °Ã' Ã' Ã °Ã ½ - May I have a croissant, please? Ã' Ã »Ã ¸Ã ²Ã ¾Ã'‡Ð ½Ã ¾Ã µ Ð ¼Ã °Ã' Ã »Ã ¾ butter SLEEvachnaye MASla ÐÅ"Ð ½Ã µ Ð ½Ã'Æ'Ð ¶Ã ½Ã ¾ Ã' Ã »Ã ¸Ã ²Ã ¾Ã'‡Ð ½Ã ¾Ã µ Ð ¼Ã °Ã' Ã »Ã ¾ - I need some butter. Ã'‚Ð ²Ã ¾Ã'€Ð ¾Ã ³ curd cheese tvaROG Ð ¢Ã ²Ã ¾Ã'€Ð ¾Ã ³ Ð ¿Ã ¾Ã »Ã µÃ ·Ã µÃ ½ Ð ´Ã »Ã'  Ð ·Ã ´Ã ¾Ã'€Ð ¾Ã ²Ã'Å'Ã'  - Curd cheese is good for your health. Ã' Ã ¼Ã µÃ'‚Ð °Ã ½Ã ° sour cream smeTAna Ð Ã µÃ ¼Ã ½Ã ¾Ã ³Ã ¾ Ã' Ã ¼Ã µÃ'‚Ð °Ã ½Ã'‹ - A little sour cream. Ð ´Ã ¶Ã µÃ ¼ jam dzhem БÃ'Æ'Ð »Ã ºÃ ° Ã'  Ð ´Ã ¶Ã µÃ ¼Ã ¾Ã ¼ - A bun with some jam. Ã'„Ã'€Ã'Æ'Ð ºÃ'‚Ã'‹ fruit FRUKty Ð ¤Ã'€Ã'Æ'Ð ºÃ'‚Ã'‹ Ð ½Ã ° Ð ´Ã µÃ' Ã' Ã µÃ'€Ã'‚ - Some fruit for dessert. Ð ²Ã °Ã'‚Ã'€Ã'Æ'Ã'ˆÐ ºÃ ° curd cheese bun vatROOSHka Ð’Ð ºÃ'Æ'Ã' Ã ½Ã °Ã'  Ð ²Ã °Ã'‚Ã'€Ã'Æ'Ã'ˆÐ ºÃ ° - A delicious bun. Ã'…Ð »Ã µÃ ± bread khleb ПÐ µÃ'€Ð µÃ ´Ã °Ã ¹Ã'‚Ð µ, Ð ¿Ã ¾Ã ¶Ã °Ã »Ã'Æ'Ð ¹Ã' Ã'‚Ð °, Ã'…Ð »Ã µÃ ± - Please could you pass the bread. Ã' Ã'Æ'Ã'…Ð ¾Ã'„Ã'€Ã'Æ'Ð ºÃ'‚Ã'‹ dried fruit soohaFRUKty Ð ¡Ã'Æ'Ã'…Ð ¾Ã'„Ã'€Ã'Æ'Ð ºÃ'‚Ã'‹ Ã'  Ð ¹Ã ¾Ã ³Ã'Æ'Ã'€Ã'‚Ð ¾Ã ¼ - Dried fruit with some yogurt. Ð ¸Ã ·Ã'ŽÐ ¼ raisins eeZYUM БÃ'Æ'Ð »Ã ¾Ã'‡Ð ºÃ ° Ã'  Ð ¸Ã ·Ã'ŽÐ ¼Ã ¾Ã ¼ - A bun with raisins. Ð ºÃ ¸Ã'ˆÐ ¼Ã ¸Ã'ˆ sultanas kishMISH Ð’Ð ºÃ'Æ'Ã' Ã ½Ã'‹Ð ¹ Ð ºÃ ¸Ã'ˆÐ ¼Ã ¸Ã'ˆ - Tasty sultanas. Ð ²Ã µÃ'‚Ã'‡Ð ¸Ã ½Ã ° ham vyetchiNA Ð’Ð µÃ'‚Ã'‡Ð ¸Ã ½Ã ° Ð ¸ Ã' Ã'‹Ã'€ - Ham and cheese. Ð ³Ã »Ã °Ã ·Ã'Æ'Ð ½Ã'Å'Ã'  fried egg (sunny side up) glaZOOnya Ð ¯ Ð ±Ã'Æ'Ð ´Ã'Æ' Ð ³Ã »Ã °Ã ·Ã'Æ'Ð ½Ã'Å'Ã'Ž - I will have a fried egg sunny side up. Ã'€Ð ¾Ã ³Ã °Ã »Ã ¸Ã º kifli raGAlik Ð ¡Ã »Ã °Ã ´Ã ºÃ ¸Ã ¹ Ã'€Ð ¾Ã ³Ã °Ã »Ã ¸Ã º - A sweet kifli. Vegetables Russians eat a lot of pickled vegetables, a tradition that was born out of necessity from living in a cold climate where fresh vegetables were not available for months at a time. Plate of pickled vegetables.    Russian Word Translation Pronunciation Ð ºÃ °Ã ¿Ã'Æ'Ã' Ã'‚Ð ° cabbage kaPUSta Ð ºÃ °Ã'€Ã'‚Ð ¾Ã'ˆÐ ºÃ ° potato/potatoes karTOSHka Ð ºÃ °Ã'€Ã'‚Ð ¾Ã'„Ð µÃ »Ã'Å' potatoes karTOfyel' Ð ¼Ã ¾Ã'€Ð ºÃ ¾Ã ²Ã ºÃ ° carrot/carrots marKOVka Ð ¼Ã ¾Ã'€Ð ºÃ ¾Ã ²Ã'Å' carrot/carrots marKOF' Ð ±Ã ¾Ã »Ã ³Ã °Ã'€Ã' Ã ºÃ ¸Ã ¹ Ð ¿Ã µÃ'€Ð µÃ'† / Ã' Ã »Ã °Ã ´Ã ºÃ ¸Ã ¹ Ð ¿Ã µÃ'€Ð µÃ'† bell pepper/sweet pepper balGARSky PYEryets / SLADki PYEryets Ã'€Ð µÃ ´Ã ¸Ã' Ã ºÃ ° radish ryDYSka Ã'€Ð µÃ ´Ã ¸Ã'  radish ryDIS Ð »Ã'Æ'Ð º onion look Ã'‡Ð µÃ' Ã ½Ã ¾Ã º garlic chesNOK Ã' Ã ¿Ã °Ã'€Ð ¶Ã ° asparagus SPARzha Ð ºÃ ²Ã °Ã'ˆÐ µÃ ½Ã °Ã'  Ð ºÃ °Ã ¿Ã'Æ'Ã' Ã'‚Ð ° saurkraut KVAshenaya kaPUSta Ã'†Ð ²Ã µÃ'‚Ð ½Ã °Ã'  Ð ºÃ °Ã ¿Ã'Æ'Ã' Ã'‚Ð ° cauliflower tsvetNAya kaPUSta Ð ³Ã'€Ð ¸Ã ±Ã'‹ mushrooms griBY Ð °Ã ²Ã ¾Ã ºÃ °Ã ´Ã ¾ avocado avaCAda Ð ¾Ã ³Ã'Æ'Ã'€Ð µÃ'† cucumber agooRETS Example: КÐ ²Ã °Ã'ˆÐ µÃ ½Ã °Ã'  Ð ºÃ °Ã ¿Ã'Æ'Ã' Ã'‚Ð °.Pronunciation: KVAshenaya kaPOOSta.Translation: Saurkraut. Example: Ð ¡Ã ¾Ã »Ã'‘Ð ½Ã'‹Ð ¹ Ð ¾Ã ³Ã'Æ'Ã'€Ã'‡Ð ¸Ã º.Pronunciation: SaLYOny aGOORchik.Translation: Gherkin. Fruit Russian Word Translation Pronunciation Ã' Ã ±Ã »Ã ¾Ã ºÃ ¾/Ã' Ã ±Ã »Ã ¾Ã ºÃ ¸ apple/apples YABlakuh/YAblaki Ð ³Ã'€Ã'Æ'Ã'ˆÐ °/Ð ³Ã'€Ã'Æ'Ã'ˆÐ ¸ pear/pears GRUsha/GRUshi Ð ºÃ »Ã'Æ'Ð ±Ã ½Ã ¸Ã ºÃ ° strawberry/strawberries kloobNIka Ð ¼Ã °Ã »Ã ¸Ã ½Ã ° raspberry/raspberries maLEEna Ð ²Ã ¸Ã ½Ã ¾Ã ³Ã'€Ð °Ã ´ grapes veenaGRAD Ð °Ã ¿Ã µÃ »Ã'Å'Ã' Ã ¸Ã ½ orange/oranges apyl'SEEN Ð ³Ã'€Ð µÃ ¹Ã ¿Ã'„Ã'€Ã'Æ'Ã'‚ grapefruit grape-FRUT Ð ¼Ã °Ã ½Ã ´Ã °Ã'€Ð ¸Ã ½ mandarin mandaREEN Ã'‡Ð µÃ'€Ð ½Ã °Ã'  Ã' Ã ¼Ã ¾Ã'€Ð ¾Ã ´Ã ¸Ã ½Ã ° blackcurrant CHYORnaya smaROdina Ð °Ã'€Ð ±Ã'Æ'Ð · watermelon arBOOZ Ð ´Ã'‹Ð ½Ã'  melon DYnya Ð ±Ã °Ã ½Ã °Ã ½ banana banana Ð ¼Ã °Ã ½Ã ³Ã ¾ mango MANguh Ð ºÃ ¸Ã ²Ã ¸ kiwi KEEvi Ð ¸Ã ·Ã'ŽÐ ¼ raisins eeZYUM Ð ºÃ'Æ'Ã'€Ð °Ã ³Ã ° dried apricots kuraGAH Ã'‡Ð µÃ'€Ð ½Ã ¾Ã' Ã »Ã ¸Ã ² prunes chyrnuhSLEEV Ã' Ã »Ã ¸Ã ²Ã ° plums SLEEva Ð °Ã »Ã'‹Ã'‡Ð ° cherry-plum alyCHAH Ð µÃ ¶Ã µÃ ²Ã ¸Ã ºÃ ° blackberry yezhyVEEka Meat and Fish Meat and fish are an important part of the traditional Russian diet. For example, pickled herring is served at any celebratory or important meal. Meat and fish are often fried. Russian meal of pickled herring and vodka. lenakorzh / Getty Images Russian Word Translation Pronunciation Ð ºÃ'Æ'Ã'€Ð ¸Ã'†Ð ° chicken KOOritsa Ð ³Ã ¾Ã ²Ã' Ã ´Ã ¸Ã ½Ã ° beef gaVYAdina Ã' Ã ²Ã ¸Ã ½Ã ¸Ã ½Ã ° pork sviNEEna Ð ±Ã °Ã'€Ð °Ã ½Ã ¸Ã ½Ã ° lamb baRAnina Ã' Ã'‘Ð ¼Ã ³Ã ° salmon SYOMga Ã'‚Ã'€Ð µÃ' Ã ºÃ ° cod trysKA Ã'‰Ã'Æ'Ð ºÃ ° pike SHOOkah Ã'„Ð ¾Ã'€Ð µÃ »Ã'Å' trout faREL' Ã' Ã µÃ »Ã'Å'Ð ´Ã'Å'/Ã' Ã µÃ »Ã'‘Ð ´Ã ºÃ ° herring SYEL'd'/syLYODka Ã' Ã'Æ'Ã'ˆÐ µÃ ½Ã °Ã'  Ã'€Ã'‹Ð ±Ã ° dried fish suSHYOnaya RYba Ð ºÃ'€Ð µÃ ²Ã µÃ'‚Ð ºÃ ¸ prawns kryVYETki Ð ºÃ'€Ð °Ã ± crab KRAB Ã'Æ'Ã' Ã'‚Ã'€Ð ¸Ã'†Ã'‹ oysters OOStritsy Main Dishes The most popular main dishes are various soups, cutlets, and fried potatoes, as well as pasta and rice dishes. Russian Word Translation Pronunciation Ã' Ã'Æ'Ð ¿ soup SOOP Ð ºÃ'Æ'Ã'€Ð ¸Ã ½Ã'‹Ð ¹ Ã' Ã'Æ'Ð ¿ chicken soup kuREEny SOOP Ð ±Ã ¾Ã'€Ã'‰ borscht BORsh Ã'‰Ð ¸ soup ("Shi") SHEE Ð ¾Ã ºÃ'€Ð ¾Ã'ˆÐ ºÃ ° okroshka uh-kROSHka Ð ¾Ã'‚Ð ±Ã ¸Ã ²Ã ½Ã °Ã'  steak atbivNAya Ð ºÃ ¾Ã'‚Ð »Ã µÃ'‚Ã'‹ cutlets/croquettes kutLYEty Ð ¼Ã °Ã ºÃ °Ã'€Ð ¾Ã ½Ã'‹ pasta/macaroni makaROny Ð »Ã °Ã ¿Ã'ˆÐ ° noodles lapSHA Ð ¿Ã »Ã ¾Ã ² plov/pilaf PLOV Ã'€Ð ¸Ã'  rice REES Ð ¶Ã °Ã'€Ð µÃ ½Ã °Ã'  Ð ºÃ °Ã'€Ã'‚Ð ¾Ã'ˆÐ ºÃ ° fried potato/fries ZHArynaya karTOSHka Ð ¶Ã °Ã'€Ð µÃ ½Ã °Ã'  Ð ºÃ °Ã'€Ã'‚Ð ¾Ã'ˆÐ ºÃ ° roast zharKOye Example: ПÃ'€Ð ¸Ã ½Ã µÃ' Ã ¸Ã'‚Ð µ, Ð ¿Ã ¾Ã ¶Ã °Ã »Ã'Æ'Ð ¹Ã' Ã'‚Ð °, Ð ¾Ã'‚Ð ±Ã ¸Ã ²Ã ½Ã'Æ'Ã'Ž.Pronunciation: PrinySEEtye, paZHalusta, atbivNUyu.Translation: I will have the steak, please. Example: Ð Ã ° Ð ¾Ã ±Ã µÃ ´ Ð ¼Ã °Ã ºÃ °Ã'€Ð ¾Ã ½Ã'‹ Ð ¿Ã ¾-Ã'„Ð »Ã ¾Ã'‚Ã' Ã ºÃ ¸.Pronunciation: Na aBYED makaROny pa-FLOTsky.Translation: Lunch is beefaroni. Desserts Russian Word Translation Pronunciation Ð ¼Ã ¾Ã'€Ð ¾Ã ¶Ã µÃ ½Ã ½Ã ¾Ã µ ice cream moRozhenoye Ð ¿Ã ¸Ã'€Ð ¾Ã ¶Ã ½Ã ¾Ã µ cake/pastry peeROZHnoye Ð ¿Ã µÃ'‡Ð µÃ ½Ã'Å'Ð µ biscuits pyeCHEnye Ã'‚Ð ¾Ã'€Ã'‚ cake TORT Ã'ˆÐ ¾Ã ºÃ ¾Ã »Ã °Ã ´ chocolate shuhkuhLAD Ð ·Ã µÃ'„Ð ¸Ã'€ marshmallow zyFEER Example: Ðâ€"Ð µÃ'„Ð ¸Ã'€ Ð ² Ã'ˆÐ ¾Ã ºÃ ¾Ã »Ã °Ã ´Ã µ.Pronunciation: zyFEER fshukuLAdye.Translation: Chocolate-covered marshmallow. Example: Ð ¯ Ð ·Ã °Ã ºÃ °Ã ·Ã °Ã »Ã ° Ã'‚Ð ¾Ã'€Ã'‚.Pronunciation: Ya zakaZAla TORT.Translation: I ordered a cake. Drinks Russian Word Translation Pronunciation Ã'‡Ð °Ã ¹ tea chay Ð ºÃ ¾Ã'„Ð µ coffee KOfye Ð ³Ã ¾Ã'€Ã' Ã'‡Ð ¸Ã ¹ Ã'ˆÐ ¾Ã ºÃ ¾Ã »Ã °Ã ´ hot chocolate gaRYAchy shuhkuhLAD Ð ºÃ °Ã ºÃ °Ã ¾ cacao kaKAOH Ð ²Ã ¸Ã ½Ã ¾ wine veeNOH Ð ¿Ã ¸Ã ²Ã ¾ beer PEEvuh Ã' Ã ¿Ã ¸Ã'€Ã'‚Ð ½Ã'‹Ð µ Ð ½Ã °Ã ¿Ã ¸Ã'‚Ð ºÃ ¸ alcoholic drinks spirtNYye naPEETki Ð ºÃ ²Ã °Ã'  kvas KVAS Ð ºÃ µÃ'„Ð ¸Ã'€ kefir kyFEER Ã' Ã ¾Ã º juice SOK Ð °Ã ¿Ã µÃ »Ã'Å'Ã' Ã ¸Ã ½Ã ¾Ã ²Ã'‹Ð ¹ Ã' Ã ¾Ã º orange juice apyl'SEEnahvy SOK Ã' Ã ±Ã »Ã ¾Ã'‡Ð ½Ã'‹Ð ¹ Ã' Ã ¾Ã º apple juice YABlachny SOK Ð ²Ã ¾Ã ´Ã ºÃ ° vodka VODka Example: КÐ ¾Ã'„Ð µ Ð ¿Ã ¾-Ð ²Ã ¾Ã' Ã'‚Ð ¾Ã'‡Ð ½Ã ¾Ã ¼Ã'Æ', Ð ¿Ã ¾Ã ¶Ã °Ã »Ã'Æ'Ð ¹Ã' Ã'‚Ð °.Pronunciation: KOfye pa-vasTOChnamoo, paZHAlusta.Translation: Turkish coffee, please.

Thursday, May 14, 2020

A Foreign Language Course Beneficial For Ucsc Students

A Foreign Language Course: Beneficial for UCSC Students Most college-bound students in the United States require a foreign language study for a minimum of two years during high school in order to satisfy the A-G requirements which colleges glances over in college application so they can verify that the student’s subjects are academically challenging [6]. I ask, why does college require students a foreign language class to begin with, if once students arrive to college, university drop the foreign language studies rendering study as an elective class. I argue that there must be a compelling reason for colleges to require students to take such classes before entering university. At the moment University of California, Santa Cruz requires†¦show more content†¦The irony is this campus prides themselves on being an inclusive community, yet I beg to differ from student’s interaction over time. Therefore, I propose that a new foreign language opens paths such as increasing students’ social lives beyond representation. Angela M. Locks, Sylvia Hurtado, Nicholas A. Bowman, and Leticia Oseguera states [5], â€Å"the outcomes of participating in programs like intergroup relations and taking courses related to diversity†¦ students of color and White students will be more likely to have positive interactions with diverse peers.† Basically, Locks is saying that students devoting themselves to classes that not only represent them, yet make them think differently is ideal for cultural awareness. I am convinced students can socialize outside the classrooms, their ethnic groups, and colleges. I trust a foreign language course will ensure that students learn culture and language creating a comfortable environment for their peers. Students can meet new people such as international students and help with their transition to this country while learning about internation al students’ experience. Some students on our campus are already bilingual, so increasing the quantity of language would result in a diverse campus where an accepting awaits. Students social development leads to effective communication with people on campus, offShow MoreRelatedA Foreign Language Course : Beneficial For College Students1522 Words   |  7 PagesA Foreign Language Course: Beneficial for College Students â€Å"Every college-bound student had studied a foreign language in high school (98%)† (Price and Gascoigne 2005), since students are required to satisfy the A-G requirements so colleges can verify that the student’s subjects are academically challenging. Colleges recommend three years of the same foreign language, but a minimum of two years is sufficient. I argue that there must be a compelling reason for high schools to require students to take

Wednesday, May 6, 2020

The Ford Motor Company A Long Term Rating - 1032 Words

The Ford Motor Company was founded in 1903 by Henry Ford and it is currently located in Dearborn, Michigan. Ford is in the auto making industry producing affordable cars under the brand of Ford, and luxury cars under the brand of Lincoln. Ford has a long term rating of Baa3 by Moody’s, meaning that it barely met the standard of being an investment grade and is subject to moderate credit risk. Almost all the Ford Bonds in Pimco’s portfolio have the time to maturity and duration. HBOS plc provides banking and financial services. HBOS plc operates under Lloyd’s Banking Group.HBOS plc credit rating in the long term ranged from A1 (Moody’s) to AA (low) at DBRS. In the short term HBOS plc credit rating was P-2 from Moody’s, F1 from Fitch, A-2 from Standard and Poor’s, and R-1 (middle) at DBRS. The time to maturity is slightly higher at 3.68 in comparison to the duration of 3.61 for this bond. This transaction would require no approval as it is relatively small. The Industrial Bank of Korea is also operates under the name Kiup Bank. It is headquartered in Jung-gu, Seoul, Korea. The Industrial Bank of Korea was established in 1961. Standard and Poor’s has given The Industrial Bank of Korea a A+ rating as of 4/15/15 according to an article on alacrastore.com. Similar to HBOs plc, The Industrial Bank of Korea’s time to maturity is slightly higher at 1.76 in comparison to the duration of 1.74 for this bond. Prior to making this trade it will require my supervisors approval as seenShow MoreRelatedPerformance of a Hybrid Vehicle Compared to a Gasoline Vehicle: Ford Fusion 2013 SE1139 Words   |  5 Pagesare more efficient and powerful in the term of technology and economy; it provides an improved car that is environmental friendly. Ford Company is a leading automaker in hybrid vehicles; the company started to produce this kind of automobiles back in 2000. One of their economic cars is the Ford Fusion Hybrid model which launched the market first in 2010. The Ford Fusion 2013 SE hybrid vehicle is one of the latest models that have been modified a lot in term of gas consumption. In this research,Read MoreCompany Overview Of Ford Motor Company1608 Words   |  7 PagesCompany Overview Ford Motor Company is a public corporation that began its operations in 1903. The company designs, develops, manufactures, and services cars and trucks across six continents. Furthermore, it divides its work between two main segments – an Automotive Segment and a Financial Services Segment. The Automotive Segment is in charge of marketing its products through worldwide retailers and distributors, as well as selling them to dealers or fleet customers. This sector also provides retailRead MoreSwot Analysis Of Ford Motor Company1325 Words   |  6 Pagesautomotive industry is capital-intensive and Ford is no exception. 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One Ford.† Each section of mission statement is further explained as follow: â€Å"One Team: People working together as a lean, global enterprise for automotive leadership, as measured by: Customer, EmployeeRead MoreAutomotive Industry Financial Analysis5434 Words   |  22 PagesFinancial Analysis of General Motors and Ford Motor Company FNCE442 Advanced Finance (FN) Professor: Due date: June 01, 2009 Table of Contents Executive Summary 3 Introduction 4 Porter Five Forces Analysis Model 5 Competitive rivalry within the industry 5 Barriers to Entry 6 Threats of Substitutes and Complements 6 Bargaining Power of Customers 6 Bargaining Power of Suppliers 7 SWOT Analysis 7 GM SWOT Analysis 7 Strengths 7 WeaknessesRead MoreSwot Analysis for Any One Automobile Brand1534 Words   |  7 Pagesmarketing strategies for the brand? Ans. 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General Motors, Ford Motor Company, Fiat Chrysler, Honda, Toyota, Nissan, Hyundai, Kia, BMW, Mercedes-Benz

Tuesday, May 5, 2020

Challenging and Competitive Business Era

Question: Discuss about the Challenging and Competitive Business Era. Answer: Introduction For this research paper, I would like to select Toowoomba chamber of commerce as a research organization. In this paper, I will design a marking audit for the selected organization. It is because of a marketing audit is very essential for the success and growth of the business organization. The marketing audit also plays a significant role in order to accomplish the competitive advantages in an effective and a more comprehensive manner. This research paper would be beneficial in order to provide an overall overview of the organization. Along with this, this paper would also be helpful to evaluate the business environment of the firm. Furthermore, this paper would also be valuable to conduct SWOT analysis, TOWS analysis and PESTLE analysis in order to examine the internal as well as external business environment of the firm in an effective and a more comprehensive manner. In addition to this, this paper would also be beneficial in order to conduct target market, customer, competitor, and stakeholders analysis to accomplish the business goals and objectives in an effective and a significant manner. Finally, this paper would also be advantageous to provide recommendations that the firm must implement for the success and growth of the business in todays more complicated business environment. Section 1: Organizational Overview Toowoomba Chamber of Commerce (TCC) is known as the largest regional chamber of Australia. Toowoomba Chamber of Commerce (TCC) started to operate its business in 1899. The Chamber plays a significant role in order to protect business interests and to present a secure future to the community (Toowoomba Chamber of Commerce. 2016). Along with this, it is connected with the commercial as well as cultural development of the Toowoomba. In past years, TCC has played a critical role in numerous initiatives such as: the Heritage Bank Toowoomba Chamber of Commerce (HBTCC), Carnival of Flowers (CF), Business Excellence Awards, Toowoomba Business Excellence Awards (TBEA) and so on. These initiatives have contributed into the growth of the economy of city. In current, it provides top quality information services and also offers superior business networking opportunities to the people or members. Moreover, at present, a wide range of committee of TCC works across the different region of Australia. The vision, mission, and brand value of TCC is as below: Vision: The vision of TCC is to maintain sustainable economic growth within the Toowoomba area in a proper way (Toowoomba Chamber of Commerce. 2016). Mission: The mission of the TCC is to promote businesses all the way through provide training and also improve their knowledge in an appropriate way. Moreover, the mission of TCC is to deal with members effectively in order to overcome present as well as future challenges in a significant manner. Brand Value: The TCC administers the wealth protection team in order to improve wealth of the corporation in an effective way (Toowoomba Chamber of Commerce. 2016). Moreover, the TCC also focuses on rebranding as well as prelaunch of the business. TCC develops its brand value in the Toowoomba area all the way through providing the premier advocate as well as networking services in the area. Section 2: Environmental Scan An environment scanning plays a significant role in order to recognize the macro and micro environmental factors related to business that may have an effect on the performance of the business. In other words, it consists of both internal and external analysis of the business firm. Along with this, TCC conducts environmental scan to assess the current situation and aptitude of the business that is essential in order to survive todays more complex business environment (Nwankwo and Gbadamosi, 2011). Moreover, TCC conducts SWOT, TWOS, and P PESTEL analysis in order to appraise the macro as well as micro environmental factors in an effective way. SWOT Analysis: SWOT analysis points out the major strengths, weaknesses, opportunities and threats of the business. SWOT also plays a significant role in order to provide valuable information and data for the success of the organizations. Moreover, strengths weakness points toward the internal environment and opportunities threats stands for the external environment of the business (Chernev, 2010). Along with this, with the help of SWOT analysis, business firms can make out positive as well as negative aspects of business in an appropriate way. TCC also conducts SWOT analysis to evaluate its current condition and situation properly. The SWOT analysis of TCC is as below: Strengths: The major strength of TCC is that it improves the quality of life within the area in order to develop and maintain business communities in an effective way. Along with this, business communities also play a vital role to offer products and services for the people. TCC also allows people to get pleasure from marvelous quality of life (Malhotra, 2011). Moreover, the other strength of TCC is its motivational factor. For case, it provides reward to the organizations those perform best in their field. Weaknesses: The major weakness of the TCC is programs, policies, and strategies adopted by the firm. It is because of its policies increases the cost of the firm and also decreases the revenues of the TCC. In addition to this, the other weakness of TCC is that it totally depends on other sponsors for instance the Heritage Bank for finances in order to run other business activities or programs (Aaker, 2010). Opportunities: TCC has an opportunity to enter in the new market in the area of Toowoomba. TCC requires enter in the other segments such as: Live Strong Life Insurance and so on in order to endorse its business in these segments for economy growth. Along with this, TCC also has loads of opportunities in the field of advanced technology, research development and infrastructure (Paley, 2009). Moreover, by providing the most modern technologies and superior infrastructure, TCC would be able to improve its network and business area in the Toowoomba region. Threats: Economic as well as employment uncertainties are the major threats in front of TCC that may influence the overall network and business communities of the firm in a negative way. Moreover, the lack of funds is also other threat that TCC may face in future time period (Cant, 2009). In this way, it can be assumed that, these are the major strengths, weaknesses, opportunities and threats of the TCC. TOWS Analysis: TOWS analysis is also famous as TOWS matrix. TOWS analysis is similar to SWOT analysis. The major difference is that in the TOWS analysis, business firms examine threats and opportunities. After that, business firms focus on the weakness and strengths of the business (Loudon, 2011). Along with this, the TOWS matrix of the TCC is as below: Threats: 1. Lack of collaboration with business association 2. Changing political environment of Australia (Toowoomba Chamber of Commerce. 2016). Opportunities: 1. New segments to enter 2. Large number of members all the way through joint venture 3. Confiscate barrier Weaknesses: 1. Continuous changes in the political environment of the nation 2. New board member Strengths: 1. High brand value 2. Long term sustainability (Mullins, 2009). 3. Proficient in business development policy PESTLE Analysis: PESTLE analysis that is also recognized as PEST analysis is a sign of the political, economical, social, and technological factors that influence the performance of the TCC. Moreover, PESTLE analysis is also well-known as macro-environment situation analysis. PESTLE analysis involves the external factors of the business (Bates, 2009). In addition to this, these factors provide support to the TCC in order to maintain its position in the area. The PESTLE analysis is give as below: Political: Political factors consist of political rules regulations, government stability, tax policies, trade restrictions, labor law, and so on. The political factors are favorable for the TCC. It is because of the government of the less is stable that provide support to the business; so it can run its operations within the region in an effective and a more comprehensive way. Along with this, the political factors point toward positive signs to TCC in order to accomplish success and growth in the area (Palmer, 2012). Moreover, TCC also follows all government policies, rules and regulations of the Australia to accomplish its goals and objectives in a pre-determined time period. Economical: Economic factors take in economic growth, exchange rates, interest rates, and so on that have an effect on operations as well as decisions of the business. The growth of TCC totally depends on the economic trends such as: GDP, employment rate, and consumption level of the nation. The economic trends are favorable to TCC. It is because of economic trends increased employment rate of the nation in previous years (Brei, Vieira, and Matos, 2014). Along with this, it should also be noted down that, Heritage Bank is the biggest mutual bank of the Australia that is sponsor of TCC and also plays a major role in order to maintain its business activities and programs in the Toowoomba area. Social: Social factors consist of the cultural aspects, demographics, population growth rate, traditions, age group, and so on that also have effect on the overall performance of the business. The social aspects of the nation provide support to the activities and initiatives of TCC. The main reason behind it is that Australia is famous for the social dynamic in its different areas (Krstic, and Popovic, 2012). As a result, it has great impact on the organizational process of TCC. Moreover, the labour of nation is highly skilled and this also has a positive impact on the performance of TCC. For that reason, the social factors are favorable for the TCC. Technological: The adoption of advanced technology is also essential to each and every organization in order to maintain their position in the market. Along with this, the changes and innovation in the technologies may create difficulties for the business firms. TCC adopts and implements advanced technologies in its business process in order to provide high quality services to the customers of Toowoomba region (Choudrie, and Middleton, 2013). In addition to this, TCC also uses advanced technology to deliver business oriented services, to condense the cost and to improve the quality of services in an effective and an appropriate manner. In this way, PEST analysis points toward the external factors that may create risks to the business. Section 3: Customer, Competitor and Stakeholders Analysis The target market analysis, customer analysis, competitor analysis, and Stakeholder analysis of Toowoomba chamber of commerce is given as below: Target Market Analysis: TCC is one of the most famous advocacy as well as business support providing association that delivers essential advocacy to the large organization in local business community. Along with this, the target market of TCC is the local business community that grows within and outside of the country like Barker signs, Action Metal Recyclers, Climate Assist Png, and so on (Farahmand, 2011). Moreover, TCC makes out its potential customers for instance Allied Liquid Waste, Aba Pty Ltd, et cetera in order to amplify membership in an effective and a significant manner. In addition, TCC segments its target market demographically. Customer Analysis: From the viewpoint of advocacy service, TCC satisfies the needs and requirements of customers in a proper way. TCC offers wide range of facility to its customers together with current advanced constitution. Along with this, TCC adopts and implements rapidly changing constitution rules as well as regulations of Australia in ord er to take care of customers in an appropriate way (Kim and McAlister, 2011). On the other hand, in this demographical segmentation, TCC mainly focuses on local business communities mainly. TCC behaves friendly to fulfill the needs of customers in an appropriate way. TCC is also use both demographic and behavourial segmentation to target their customers. For case, as per the demographic, it targets the customers on the basis of ethnicity. For example, it targeted the customer within the regional city in Australia. On the other hand, based on behavourial segment, it also target its customer based on Benefits Sought and Loyalty Status. Moreover, TCC also develops trust in order to establish a strong relationship with the customers. The board member of TCC provides solutions to customer in order to improve growth rate of business within business community. Competitor Analysis: The TCC develops a network that offers alternatives of business to connect with large and diverse group of local as well as regional companies in order to promote its products and services in the nation. Moreover, no other organization is providing these types of service within nations (Leonidou, and Leonidou, 2011). For that reason, it can be said that, TCC does not have any competitors in todays more complex and competitive business era. Stakeholders Analysis: The most important stakeholders of TCC are the Toowoomba Chamber of Commerce Industry, Toowoomba Surat Basin Enterprise, Heritage Bank, Mrs Taisoo Kim Watson, University of Southern Queensland, Football Toowoomba Inc, and so on. Along with this, the stakeholders of TCC play a key role in order to develop the network and to make important contribution to the business. For case, University of Southern Queensland plays a major role in order to develop program in different cities (Park, and Rim, 2012). Moreover, Toowoomba Surat Basin Enterprise plays a significant role in order to provide information about development of economy to the customers. In addition to this, Mrs Taisoo Kim Watson also plays a crucial role in the operational process of TCC. Also, Mrs Taisoo Kim Watson connects with the government council board and also infers the service that is helpful in order to enlarge income delegation in a more comprehensive way. Conclusion and Recommendations Conclusion: On the basis of the above market audit report, it has been acknowledged that because of new member of advocacy board, TCC is not capable to offer council with important information in order to improve performance of local business community of Toowoomba. Moreover, it is also observed that TCC is unable to meet the demands on the subject of statutory obligations in order to ensure ethical business activities. Along with this, TCC is also unable to carry out the statutory requirements to its customers. The organization is incapable to make corrections in its planning scheme policy. Also, as a result of changes in the government policy, Toowoomba TCC is powerless to assist its customers in an effective and a significant manner. Recommendations: TCC should prepare a plan as well as design specific group in order to support the business framework in an appropriate way. Moreover, TCC should take on council officers within its chamber of commerce. On the other hand, TCC should follow the rules and guidelines of statutory guideline in order to make right plan and improve local business community planning effectively. This will be helpful for the firm in order to make the slight amendments in the policies of the TCC (Smith and Speed, 2011). 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